While Visa is a type of credit card, Visa Electron is a version of credit or debit card available throughout much of the world. While Visa Electron is only available. Can anybody tell me what exactly is the difference between the two? They accept Visa but I don't know whether I can use Visa Electron or. most of the above is true. Most companies are phasing out swith and solo now for some reason and these cards are to be obsolete. Neither the.